{"id":48292,"date":"2024-03-15T10:19:12","date_gmt":"2024-03-15T17:19:12","guid":{"rendered":"https:\/\/sweet-pascal.52-27-215-206.plesk.page\/cai-to-he-thong-thanh-tra-ngan-hang-bang-cach-nao\/"},"modified":"2024-03-15T10:19:12","modified_gmt":"2024-03-15T17:19:12","slug":"cai-to-he-thong-thanh-tra-ngan-hang-bang-cach-nao","status":"publish","type":"post","link":"https:\/\/vietvalley.com\/cai-to-he-thong-thanh-tra-ngan-hang-bang-cach-nao\/","title":{"rendered":"C\u1ea3i t\u1ed5 h\u1ec7 th\u1ed1ng thanh tra ng\u00e2n h\u00e0ng b\u1eb1ng c\u00e1ch n\u00e0o?"},"content":{"rendered":"

Th\u1ef1c tr\u1ea1ng<\/strong><\/p>\n

T\u1ea1i H\u1ed9i ngh\u1ecb \u0111i\u1ec1u h\u00e0nh ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 v\u00e0o s\u00e1ng 14 th\u00e1ng 3 n\u0103m 2024, Th\u1ee7 t\u01b0\u1edbng Vi\u1ec7t Nam Ph\u1ea1m Minh Ch\u00ednh \u0111\u1eb7t c\u00e2u h\u1ecfi: V\u00ec sao Vi\u1ec7t Nam c\u00f3 \u0111\u1ea7y \u0111\u1ee7 h\u1ec7 th\u1ed1ng ki\u1ec3m so\u00e1t, gi\u00e1m s\u00e1t ng\u00e2n h\u00e0ng m\u00e0 \u0111\u1ec3 n\u1ee3 x\u1ea5u t\u0103ng; \u0111\u1ec3 x\u1ea3y ra nh\u1eefng v\u1ee5 vi\u1ec7c nh\u01b0 Ng\u00e2n h\u00e0ng Th\u01b0\u01a1ng m\u1ea1i C\u1ed5 ph\u1ea7n S\u00e0i G\u00f2n (SCB)?<\/p>\n

Theo tin t\u1eeb truy\u1ec1n th\u00f4ng nh\u00e0 n\u01b0\u1edbc, b\u00e0 Tr\u01b0\u01a1ng M\u1ef9 Lan – Ch\u1ee7 t\u1ecbch T\u1eadp \u0111o\u00e0n V\u1ea1n Th\u1ecbnh Ph\u00e1t – \u0111\u00e3 s\u1eed d\u1ee5ng SCB nh\u01b0 m\u1ed9t c\u00f4ng c\u1ee5 t\u00e0i ch\u00ednh \u0111\u1ec3 r\u00fat h\u01a1n m\u1ed9t tri\u1ec7u t\u1ef7 \u0111\u1ed3ng s\u1eed d\u1ee5ng cho m\u1ee5c \u0111\u00edch c\u00e1 nh\u00e2n. C\u01a1 quan C\u1ea3nh s\u00e1t \u0111i\u1ec1u tra B\u1ed9 C\u00f4ng an truy t\u1ed1 b\u00e0 Tr\u01b0\u01a1ng M\u1ef9 Lan v\u1ec1 ba t\u1ed9i \u201c\u0110\u01b0a h\u1ed1i l\u1ed9; Vi ph\u1ea1m quy \u0111\u1ecbnh v\u1ec1 ho\u1ea1t \u0111\u1ed9ng c\u1ee7a ng\u00e2n h\u00e0ng v\u00e0 Tham \u00f4 t\u00e0i s\u1ea3n\u201d. Phi\u00ean x\u1eed \u0111ang di\u1ec5n ra c\u00f3 86 b\u1ecb can, trong \u0111\u00f3 c\u00f3 41 l\u00e3nh \u0111\u1ea1o, c\u00e1n b\u1ed9 SCB v\u00e0 nhi\u1ec1u c\u00e1n b\u1ed9 c\u1ea5p cao kh\u00e1c.<\/p>\n

Theo \u00fd ki\u1ebfn ch\u1ec9 \u0111\u1ea1o c\u1ee7a Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 t\u1eeb gi\u1eefa n\u0103m 2017 v\u1ec1 thanh tra SCB, C\u01a1 quan Thanh tra Gi\u00e1m s\u00e1t Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 th\u00e0nh l\u1eadp \u0110o\u00e0n thanh tra ng\u00e2n h\u00e0ng SCB g\u1ed3m 18 th\u00e0nh vi\u00ean, do b\u00e0 \u0110\u1ed7 Th\u1ecb Nh\u00e0n, c\u1ef1u C\u1ee5c tr\u01b0\u1edfng thu\u1ed9c NHNN l\u00e0m tr\u01b0\u1edfng \u0111o\u00e0n.<\/p>\n

\u0110\u1ec3 ng\u00e2n h\u00e0ng ho\u1ea1t \u0111\u1ed9ng m\u1ed9t c\u00e1ch kh\u00f4ng trung th\u1ef1c, kh\u00f4ng \u0111\u00fang theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt n\u00ean ng\u00e0y c\u00e0ng tai h\u1ea1i. C\u00e1ch qu\u1ea3n l\u00fd \u0111\u00f3 kh\u00f4ng \u0111\u00fang theo quy t\u1eafc c\u1ee7a lu\u1eadt v\u1ec1 c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng l\u1ee3i d\u1ee5ng ch\u1ee7 s\u1edf h\u1eefu ng\u00e2n h\u00e0ng \u0111\u1ec3 vay ti\u1ec1n m\u1ed9t c\u00e1ch v\u00f4 t\u1ed9i v\u1ea1. – Chuy\u00ean gia kinh t\u1ebf B\u00f9i Ki\u1ebfn Th\u00e0nh<\/p>\n

B\u1ea3n k\u1ebft lu\u1eadn \u0111\u01b0\u1ee3c C\u01a1 quan C\u1ea3nh s\u00e1t \u0110i\u1ec1u tra B\u1ed9 C\u00f4ng an c\u00f4ng b\u1ed1 ng\u00e0y 17 th\u00e1ng 11 n\u0103m 2023 cho th\u1ea5y, t\u1ea5t c\u1ea3 18 th\u00e0nh vi\u00ean \u0110o\u00e0n thanh tra ng\u00e2n h\u00e0ng TMCP S\u00e0i G\u00f2n (SCB) \u0111\u1ec1u \u0111\u00e3 nh\u1eadn ti\u1ec1n \u0111\u1ec3 thay \u0111\u1ed5i k\u1ebft qu\u1ea3 thanh tra, che gi\u1ea5u sai ph\u1ea1m c\u1ee7a ng\u00e2n h\u00e0ng n\u00e0y.\u00a0<\/em><\/p>\n

Ti\u1ebfn s\u0129 kinh t\u1ebf Nguy\u1ec5n Huy V\u0169 n\u00eau nh\u1eadn \u0111\u1ecbnh c\u1ee7a \u00f4ng v\u1edbi RFA:<\/p>\n

\u201cThanh tra ng\u00e2n h\u00e0ng \u0111\u00f3ng vai tr\u00f2 gi\u00e1m s\u00e1t h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng. Nh\u01b0ng n\u1ebfu thanh tra ng\u00e2n h\u00e0ng b\u1ecb mua chu\u1ed9c nh\u01b0 tr\u01b0\u1eddng h\u1ee3p \u1edf SCB th\u00ec c\u01a1 quan n\u00e0o c\u00f3 quy\u1ec1n l\u1ef1c h\u01a1n \u0111\u1ec3 \u0111i\u1ec1u tra v\u00e0 ch\u1ea5t v\u1ea5n c\u00e1c v\u1ea5n \u0111\u1ec1 c\u1ee7a SCB?<\/em><\/p>\n

C\u00f3 hai c\u01a1 quan quan tr\u1ecdng \u0111\u00f3ng vai tr\u00f2 gi\u00e1m s\u00e1t v\u00e0 ch\u1ea5t v\u1ea5n, nh\u01b0ng \u1edf Vi\u1ec7t Nam h\u1ecd h\u1ea7u nh\u01b0 kh\u00f4ng c\u00f3 nhi\u1ec1u ti\u1ebfng n\u00f3i. Th\u1ee9 nh\u1ea5t l\u00e0 c\u00e1c c\u01a1 quan b\u00e1o ch\u00ed. B\u00e1o ch\u00ed ph\u1ea3i \u0111\u01b0\u1ee3c t\u1ef1 do \u0111\u1ec3 l\u00ean ti\u1ebfng v\u00e0 phanh phui c\u00e1c b\u1ea5t th\u01b0\u1eddng c\u1ee7a c\u00e1c doanh nghi\u1ec7p c\u0169ng nh\u01b0 c\u00e1c sai ph\u1ea1m c\u1ee7a c\u00e1c quan ch\u1ee9c v\u00e0 c\u00e1 nh\u00e2n. S\u1ef1 l\u00ean ti\u1ebfng c\u1ee7a b\u00e1o ch\u00ed s\u1ebd gi\u00fap c\u00f4ng lu\u1eadn ch\u00fa \u00fd v\u00e0 c\u00e1c c\u01a1 quan an ninh \u0111i\u1ec1u tra.<\/em><\/p>\n

Th\u1ee9 hai l\u00e0 qu\u1ed1c h\u1ed9i. Qu\u1ed1c h\u1ed9i c\u1ea7n ph\u1ea3i c\u00f3 quy\u1ec1n \u0111i\u1ec1u tr\u1ea7n v\u00e0 \u0111i\u1ec1u tra c\u00e1c quan ch\u1ee9c v\u00e0 c\u00e1 nh\u00e2n. Trong tr\u01b0\u1eddng h\u1ee3p thanh tra b\u1ecb v\u00f4 hi\u1ec7u ho\u00e1 th\u00ec Qu\u1ed1c h\u1ed9i s\u1ebd \u0111\u00f3ng vai tr\u00f2 gi\u00e1m s\u00e1t v\u00e0 \u0111i\u1ec1u tra. Khi c\u1ea3 hai c\u01a1 quan qu\u1ed1c h\u1ed9i v\u00e0 b\u00e1o ch\u00ed truy\u1ec1n th\u00f4ng \u0111\u00f3ng vai tr\u00f2 ki\u1ec3m so\u00e1t chung \u0111\u1ed1i v\u1edbi x\u00e3 h\u1ed9i th\u00ec l\u00fac \u0111\u00f3 nh\u1eefng sai ph\u1ea1m nh\u01b0 \u1edf SCB m\u1edbi nhanh ch\u00f3ng b\u1ecb ph\u00e1t hi\u1ec7n v\u00e0 ng\u0103n ch\u1eb7n\u201d.<\/em><\/p>\n

Chuy\u00ean gia kinh t\u1ebf B\u00f9i Ki\u1ebfn Th\u00e0nh n\u00eau quan \u0111i\u1ec3m c\u1ee7a \u00f4ng v\u1edbi RFA:<\/p>\n

\u201cVi\u1ec7t Nam c\u00f3 ba m\u01b0\u01a1i m\u1ea5y ng\u00e2n h\u00e0ng nh\u01b0ng kh\u00f4ng \u0111\u00e0o t\u1ea1o nghi\u1ec7p v\u1ee5 cho nh\u00e2n vi\u00ean m\u1ed9t c\u00e1ch b\u00e0i b\u1ea3n. Ho\u1ea1t d\u1ed9ng ph\u1ea7n l\u1edbn l\u00e0 cho vay c\u00f3 th\u1ebf ch\u1ea5p ki\u1ec3u nh\u01b0 m\u1ed9t ti\u1ec7m c\u1ea7m \u0111\u1ed3. Nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng kh\u00f4ng l\u00e0m c\u00e1i vi\u1ec7c nghi\u00ean c\u1ee9u th\u1eadt s\u1ef1 xem d\u1ef1 \u00e1n \u0111\u01b0\u1ee3c vay c\u00f3 kh\u1ea3 thi hay kh\u00f4ng, c\u00f3 kh\u1ea3 n\u0103ng ho\u00e0n tr\u1ea3 v\u1ed1n hay kh\u00f4ng.<\/em><\/p>\n

\u0110\u1ec3 ng\u00e2n h\u00e0ng ho\u1ea1t \u0111\u1ed9ng m\u1ed9t c\u00e1ch kh\u00f4ng trung th\u1ef1c, kh\u00f4ng \u0111\u00fang theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt n\u00ean ng\u00e0y c\u00e0ng tai h\u1ea1i. C\u00e1ch qu\u1ea3n l\u00fd \u0111\u00f3 kh\u00f4ng \u0111\u00fang theo quy t\u1eafc c\u1ee7a lu\u1eadt v\u1ec1 c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng l\u1ee3i d\u1ee5ng ch\u1ee7 s\u1edf h\u1eefu ng\u00e2n h\u00e0ng \u0111\u1ec3 vay ti\u1ec1n m\u1ed9t c\u00e1ch v\u00f4 t\u1ed9i v\u1ea1.<\/em><\/p>\n

Vi\u1ec7c n\u00e0y kh\u00f4ng ph\u1ea3i ho\u00e0n to\u00e0n nh\u00e0 n\u01b0\u1edbc kh\u00f4ng bi\u1ebft v\u00ec chuy\u1ec7n n\u1ee3 x\u1ea5u, n\u1ee3 kh\u00f3 \u0111\u00f2i d\u00e3 xu\u1ea5t hi\u1ec7n r\u1ea5t nhi\u1ec1u nh\u01b0ng Ch\u00ednh ph\u1ee7 l\u1ea1i chuy\u1ec3n n\u00f3 qua C\u00f4ng ty qu\u1ea3n l\u00fd n\u1ee3 c\u1ee7a nh\u00e0 n\u01b0\u1edbc (VAMC), m\u00e0 c\u00f3 qu\u1ea3n l\u00fd \u0111\u01b0\u1ee3c g\u00ec \u0111\u00e2u. T\u00f3m l\u1ea1i, ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc th\u1eadt s\u1ef1 kh\u00f4ng l\u00e0m h\u1ebft vai tr\u00f2 ki\u1ec3m tra, thanh tra c\u00e1c ng\u00e2n h\u00e0ng\u201d.<\/em><\/p>\n

L\u00e0m sao c\u1ea3i t\u1ed5<\/strong><\/p>\n

Theo quy \u0111\u1ecbnh c\u1ee7a Ch\u00ednh ph\u1ee7 Vi\u1ec7t Nam, c\u01a1 quan thanh tra, gi\u00e1m s\u00e1t ng\u00e2n h\u00e0ng l\u00e0 \u0111\u01a1n v\u1ecb t\u01b0\u01a1ng \u0111\u01b0\u01a1ng T\u1ed5ng c\u1ee5c, tr\u1ef1c thu\u1ed9c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u00f3 ch\u1ee9c n\u0103ng tham m\u01b0u, gi\u00fap Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc qu\u1ea3n l\u00fd nh\u00e0 n\u01b0\u1edbc \u0111\u1ed1i v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i, qu\u1ea3n l\u00fd nh\u00e0 n\u01b0\u1edbc v\u1ec1 c\u00f4ng t\u00e1c thanh tra, gi\u00e1m s\u00e1t ng\u00e2n h\u00e0ng, gi\u1ea3i quy\u1ebft khi\u1ebfu n\u1ea1i, t\u1ed1 c\u00e1o, ph\u00f2ng, ch\u1ed1ng tham nh\u0169ng, ph\u00f2ng, ch\u1ed1ng r\u1eeda ti\u1ec1n, b\u1ea3o hi\u1ec3m ti\u1ec1n g\u1eedi. C\u01a1 quan n\u00e0y c\u0169ng c\u00f3 ch\u1ee9c n\u0103ng thanh tra h\u00e0nh ch\u00ednh, thanh tra chuy\u00ean ng\u00e0nh v\u00e0 gi\u00e1m s\u00e1t ng\u00e2n h\u00e0ng trong c\u00e1c l\u0129nh v\u1ef1c thu\u1ed9c ph\u1ea1m vi qu\u1ea3n l\u00fd nh\u00e0 n\u01b0\u1edbc c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc.<\/p>\n

C\u0169ng t\u1ea1i H\u1ed9i ngh\u1ecb \u0111i\u1ec1u h\u00e0nh ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 v\u00e0o s\u00e1ng 14 th\u00e1ng 3 n\u0103m 2024, Th\u1ee7 t\u01b0\u1edbng Ph\u1ea1m Minh Ch\u00ednh y\u00eau c\u1ea7u t\u0103ng c\u01b0\u1eddng ki\u1ec3m tra, gi\u00e1m s\u00e1t h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng, c\u1ea3i t\u1ed5 l\u1ea1i h\u1ec7 th\u1ed1ng c\u01a1 quan thanh tra ng\u00e2n h\u00e0ng.<\/p>\n

V\u1ea5n \u0111\u1ec1 th\u1ee9 hai, cho \u0111\u1ebfn gi\u1edd n\u00e0y, thanh tra c\u1ee7a Vi\u1ec7t Nam ch\u1ec9 l\u00e0 thanh tra c\u1ee7a NHNN. \u0110\u00f3 l\u00e0 s\u1ef1 thi\u1ebfu s\u00f3t. Ch\u00fang ta c\u1ea7n m\u1ed9t \u0111\u1ed9i thanh tra t\u1ed5ng h\u1ee3p, t\u1eeb thanh tra c\u1ee7a NHNN, thanh tra c\u1ee7a C\u00f4ng ty b\u1ea3o hi\u1ec3m ti\u1ec1n g\u1eedi qu\u1ed1c gia, ho\u1eb7c l\u00e0 thanh tra c\u1ee7a ch\u00ednh ph\u1ee7. C\u00f4ng ty b\u1ea3o hi\u1ec3m ti\u1ec1n g\u1eedi qu\u1ed1c gia \u0111\u01b0\u1ee3c\u00a0coi l\u00e0 m\u1ed9t c\u01a1 quan t\u01b0\u01a1ng \u0111\u01b0\u01a1ng FDIC b\u00ean M\u1ef9. – Ti\u1ebfn s\u0129\u00a0Nguy\u1ec5n Tr\u00ed Hi\u1ebfu<\/p>\n

Ti\u1ebfn s\u0129\u00a0Nguy\u1ec5n Tr\u00ed Hi\u1ebfu,<\/em>\u00a0chuy\u00ean gia t\u00e0i ch\u00ednh – ng\u00e2n h\u00e0ng \u0111\u1ed9c l\u1eadp cho RFA bi\u1ebft, \u00f4ng \u0111\u00e3 nhi\u1ec1u l\u1ea7n \u0111\u1ec1 xu\u1ea5t v\u1edbi ch\u00ednh ph\u1ee7 l\u00e0 c\u1ea7n c\u00f3 s\u1ef1 tham gia c\u1ee7a C\u00f4ng ty b\u1ea3o hi\u1ec3m ti\u1ec1n g\u1eedi qu\u1ed1c gia trong \u0111o\u00e0n thanh tra \u0111\u1ec3 c\u00f3 hai c\u01a1 quan \u0111\u1ed9c l\u1eadp, th\u00ec vi\u1ec7c thanh tra s\u1ebd trong s\u00e1ng h\u01a1n, \u1ed5n \u0111\u1ecbnh h\u01a1n v\u00e0 c\u00e2n b\u1eb1ng h\u01a1n. \u00d4ng n\u00f3i th\u00eam:<\/p>\n

\u201cVi\u1ec7c \u0111\u1ea7u ti\u00ean l\u00e0 NHNN ph\u1ea3i r\u00e0 so\u00e1t l\u1ea1i nh\u1eefng thanh tra c\u1ee7a m\u00ecnh. \u0110i\u1ec1u th\u1ee9 hai l\u00e0 ph\u1ea3i t\u0103ng n\u0103ng l\u1ef1c c\u1ee7a c\u00e1c thanh tra b\u1eb1ng c\u00e1ch \u0111\u00e0o t\u1ea1o h\u1ecd, \u0111\u1ec3 h\u1ecd n\u1eafm r\u00f5 ch\u1ee7 tr\u01b0\u01a1ng, quy \u0111\u1ecbnh c\u1ee7a NHNN, \u0111\u1eb7c bi\u1ec7t l\u00e0 n\u1eafm r\u00f5 tr\u00e1ch nhi\u1ec7m c\u1ee7a m\u1ed9t ng\u01b0\u1eddi thanh tra. Nh\u1eefng v\u1ee5 vi\u1ec7c x\u1ea3y ra v\u1edbi SCB, v\u1edbi Ng\u00e2n h\u00e0ng X\u00e2y d\u1ef1ng c\u00e1ch \u0111\u00e2y 8 n\u0103m cho th\u1ea5y c\u00e1c thanh tra b\u1ecb \u201c\u0111\u1ea7u \u0111\u1ed9c\u201d; c\u00e1c thanh tra b\u1ecb h\u1ed1i l\u1ed9; c\u00e1c thanh tra \u0103n ti\u1ec1n tham nh\u0169ng. T\u1eeb \u0111\u00f3 c\u00f3 \u0111\u1ec3 h\u1ecd nh\u1eafm m\u1eaft l\u00e0m ng\u01a1 nh\u1eefng sai s\u00f3t c\u1ee7a ng\u00e2n h\u00e0ng.<\/em><\/p>\n

Do \u0111\u00f3, vi\u1ec7c \u0111\u00e0o t\u1ea1o l\u1ea1i c\u0169ng nh\u01b0 t\u0103ng c\u01b0\u1eddng n\u0103ng l\u1ef1c, \u0111\u1eb7c bi\u1ec7t l\u00e0 v\u1ea5n \u0111\u1ec1 \u0111\u1ea1o \u0111\u1ee9c trong thanh tra c\u0169ng nh\u01b0 v\u1ea5n \u0111\u1ec1 li\u00eam khi\u1ebft trong thanh tra l\u00e0 quan tr\u1ecdng. V\u1ea5n \u0111\u1ec1 th\u1ee9 hai, cho \u0111\u1ebfn gi\u1edd n\u00e0y, thanh tra c\u1ee7a Vi\u1ec7t Nam ch\u1ec9 l\u00e0 thanh tra c\u1ee7a NHNN. \u0110\u00f3 l\u00e0 s\u1ef1 thi\u1ebfu s\u00f3t. Ch\u00fang ta c\u1ea7n m\u1ed9t \u0111\u1ed9i thanh tra t\u1ed5ng h\u1ee3p, t\u1eeb thanh tra c\u1ee7a NHNN, thanh tra c\u1ee7a C\u00f4ng ty b\u1ea3o hi\u1ec3m ti\u1ec1n g\u1eedi qu\u1ed1c gia, ho\u1eb7c l\u00e0 thanh tra c\u1ee7a ch\u00ednh ph\u1ee7. C\u00f4ng ty b\u1ea3o hi\u1ec3m ti\u1ec1n g\u1eedi qu\u1ed1c gia \u0111\u01b0\u1ee3c\u00a0coi l\u00e0 m\u1ed9t c\u01a1 quan t\u01b0\u01a1ng \u0111\u01b0\u01a1ng FDIC b\u00ean M\u1ef9.<\/em><\/p>\n

C\u00e1i nguy\u00ean t\u1eafc t\u00f4i h\u1ecdc h\u1ecfi \u0111\u01b0\u1ee3c trong h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng \u1edf M\u1ef9 l\u00e0 nguy\u00ean t\u1eafc b\u1ed1n m\u1eaft (four-eyes principle). Nguy\u00ean t\u1eafc n\u00e0y c\u1ea7n ph\u1ea3i \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n \u1edf Vi\u1ec7t Nam\u201d.<\/em><\/p>\n

Nguy\u00ean t\u1eafc b\u1ed1n m\u1eaft l\u00e0 nguy\u00ean t\u1eafc ki\u1ec3m tra \u0111\u1ed9c l\u1eadp, ngh\u0129a l\u00e0 b\u1ea5t k\u1ef3 m\u1ed9t ho\u1ea1t \u0111\u1ed9ng nghi\u1ec7p v\u1ee5 n\u00e0o, b\u1ea5t k\u1ef3 m\u1ed9t quy\u1ebft \u0111\u1ecbnh, giao d\u1ecbch n\u00e0o c\u0169ng ph\u1ea3i \u0111\u01b0\u1ee3c \u00edt nh\u1ea5t hai ng\u01b0\u1eddi c\u00f9ng ch\u1ea5p thu\u1eadn (m\u1ed9t th\u1ef1c hi\u1ec7n, m\u1ed9t duy\u1ec7t\/gi\u00e1m s\u00e1t). C\u01a1 ch\u1ebf ki\u1ec3m so\u00e1t n\u00e0y \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 t\u1ea1o thu\u1eadn l\u1ee3i cho vi\u1ec7c \u1ee7y quy\u1ec1n v\u00e0 t\u0103ng t\u00ednh minh b\u1ea1ch. Theo \u00f4ng Nguy\u1ec5n Tr\u00ed Hi\u1ebfu, t\u1ea1i Hoa K\u1ef3, th\u01b0\u1eddng th\u01b0\u1eddng nh\u1eefng \u0111o\u00e0n thanh tra bao g\u1ed3m thanh tra c\u1ee7a FDIC (Federal Deposit Insurance Corporation); thanh tra c\u1ee7a State Banking Department (thanh tra c\u1ee7a c\u00e1c c\u01a1 quan qu\u1ea3n l\u00fd ti\u1ec3u bang). Hai c\u01a1 quan \u0111\u00f3 \u0111\u1ed9c l\u1eadp v\u1edbi nhau.<\/p>\n

Tin t\u1eeb RFA Read More<\/a><\/p>","protected":false},"excerpt":{"rendered":"

Th\u1ef1c tr\u1ea1ng T\u1ea1i H\u1ed9i ngh\u1ecb \u0111i\u1ec1u h\u00e0nh ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 v\u00e0o s\u00e1ng 14 th\u00e1ng 3 n\u0103m 2024, Th\u1ee7 t\u01b0\u1edbng Vi\u1ec7t Nam Ph\u1ea1m Minh Ch\u00ednh \u0111\u1eb7t c\u00e2u h\u1ecfi: V\u00ec sao Vi\u1ec7t Nam c\u00f3 \u0111\u1ea7y \u0111\u1ee7 h\u1ec7 th\u1ed1ng ki\u1ec3m so\u00e1t, gi\u00e1m s\u00e1t ng\u00e2n h\u00e0ng m\u00e0 \u0111\u1ec3 n\u1ee3 x\u1ea5u t\u0103ng; \u0111\u1ec3 x\u1ea3y ra nh\u1eefng v\u1ee5 vi\u1ec7c nh\u01b0 …<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[82,239],"tags":[],"class_list":["post-48292","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-society","category-vietnam"],"yoast_head":"\nC\u1ea3i t\u1ed5 h\u1ec7 th\u1ed1ng thanh tra ng\u00e2n h\u00e0ng b\u1eb1ng c\u00e1ch n\u00e0o? - VietValley<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/vietvalley.com\/cai-to-he-thong-thanh-tra-ngan-hang-bang-cach-nao\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"C\u1ea3i t\u1ed5 h\u1ec7 th\u1ed1ng thanh tra ng\u00e2n h\u00e0ng b\u1eb1ng c\u00e1ch n\u00e0o?\" \/>\n<meta property=\"og:description\" content=\"Th\u1ef1c tr\u1ea1ng T\u1ea1i H\u1ed9i ngh\u1ecb \u0111i\u1ec1u h\u00e0nh ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 v\u00e0o s\u00e1ng 14 th\u00e1ng 3 n\u0103m 2024, Th\u1ee7 t\u01b0\u1edbng Vi\u1ec7t Nam Ph\u1ea1m Minh Ch\u00ednh \u0111\u1eb7t c\u00e2u h\u1ecfi: V\u00ec sao Vi\u1ec7t Nam c\u00f3 \u0111\u1ea7y \u0111\u1ee7 h\u1ec7 th\u1ed1ng ki\u1ec3m so\u00e1t, gi\u00e1m s\u00e1t ng\u00e2n h\u00e0ng m\u00e0 \u0111\u1ec3 n\u1ee3 x\u1ea5u t\u0103ng; \u0111\u1ec3 x\u1ea3y ra nh\u1eefng v\u1ee5 vi\u1ec7c nh\u01b0 …\" \/>\n<meta property=\"og:url\" content=\"https:\/\/vietvalley.com\/cai-to-he-thong-thanh-tra-ngan-hang-bang-cach-nao\/\" \/>\n<meta property=\"og:site_name\" content=\"VietValley\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/vietvalley\" \/>\n<meta property=\"article:published_time\" content=\"2024-03-15T17:19:12+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@vietvalley\" \/>\n<meta name=\"twitter:site\" content=\"@vietvalley\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"11 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/vietvalley.com\/cai-to-he-thong-thanh-tra-ngan-hang-bang-cach-nao\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/vietvalley.com\/cai-to-he-thong-thanh-tra-ngan-hang-bang-cach-nao\/\"},\"author\":{\"name\":\"\",\"@id\":\"\"},\"headline\":\"C\u1ea3i t\u1ed5 h\u1ec7 th\u1ed1ng thanh tra ng\u00e2n h\u00e0ng b\u1eb1ng c\u00e1ch n\u00e0o?\",\"datePublished\":\"2024-03-15T17:19:12+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/vietvalley.com\/cai-to-he-thong-thanh-tra-ngan-hang-bang-cach-nao\/\"},\"wordCount\":2193,\"publisher\":{\"@id\":\"https:\/\/vietvalley.com\/#organization\"},\"articleSection\":[\"\u0110\u1eddi S\u1ed1ng\",\"Vietnam\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/vietvalley.com\/cai-to-he-thong-thanh-tra-ngan-hang-bang-cach-nao\/\",\"url\":\"https:\/\/vietvalley.com\/cai-to-he-thong-thanh-tra-ngan-hang-bang-cach-nao\/\",\"name\":\"C\u1ea3i t\u1ed5 h\u1ec7 th\u1ed1ng thanh tra ng\u00e2n h\u00e0ng b\u1eb1ng c\u00e1ch n\u00e0o? 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